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Streamline mortgage refinances are offered in several ways: Some companies offer "no cost" refinances (actually, no out-of-pocket expenses to the borrower) by charging a higher rate of interest on the new loan than if the borrower financed or paid the closing costs in cash. From this premium, the company pays any closing costs that are incurred in the transaction.
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Home Mortgage Assistance Wednesday, February 22, 2012 |
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